I've dicked around in my late teens and throughout my 20s by spending money carelessly as a bad way of coping with long history of immediate family drama over money/bills, going on and off from college trying to figure out what I really wanted to do, and finally figured it out a little late and finished my bachelor's degree late last year (just few months before turning 30). Now, I'm stuck in underemployment hell working a temp job that doesn't really have consistent work hours, stuck living with my parents just to deal with even more issues, my mother has stage 2 cancer and currently getting chemotherapy treatment. All I have to show for my long-overdue college degree is student loan and credit card debt that I will probably never be able to pay off thanks to this broken POS job market keeping me in underemployment hell. I'm at a point where I honestly just don't even care about life anymore.