I am like mid 20s right and I have like almost 10k in credit card debt and it is fucking me so hard, I fucked up some I know, I spent alot of money on onlyfans and yeah I messed I cant tell anyone I fucked up like, my credit score is bad because of it, like I have spent so much on my credit card and I am struggling to pay it off I wish I could just get rid of it sometimes. Shit is hard and I still occasionaly spend money on such things which arent helping ofcourse I am trying to not, and its not only that sometimes I just need to use my credit card for stuff because I dont have the money and then I dont make any progress paying it off. Cant even work more to make more money to help, the situation of my life just doesnt allow me with school and all I have to do besides it, I know I am supposed to mess up early and learn my lessons but why did this lesson have to so expensive