Pt 4: this is one of the toughest years I’ve had. Not only did my credit card minimums go up, electric went up, food went up, gas went up. Inflation happened. So now all that extra money we thought we had is gone to bills. We were just told too that there’s a chance insurance disability won’t be approved. So now my partner doesn’t have an income. We also found out that sperm donor “lost” his job so child support isn’t coming in either. For the last 2 months my solo income had to get us through. Which stretched us thin. Very thin and racked up my credit cards badly. I pulled stocks out to clear 1 of them. Had the balance under 500$ after. Then what was bad, turned to worst and now I can’t see a light. We got the news of disability being extended for another month. We can’t keep going further and further into debt. We have to pull the trigger to break the lease and get my partner and kiddo back into the house. So that credit card I just cleared, welp about to have to use it.